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If your business is growing and you’re starting to feel the strain of complex financial decisions—budget forecasting, investor reporting, or capital planning—it might be time to bring in a fractional CFO.
But one of the first questions founders ask is: “How much does a fractional CFO cost?”
The short answer: between $3,000 and $12,000 per month, depending on the level of service, experience, and your company’s complexity.
The long answer? Let’s break it down.
Early-stage startups often pay on the lower end of the range because their needs are more tactical (cash flow, basic forecasting).
Growth-stage companies—especially those preparing for investors, scaling operations, or managing multiple entities—require more hours and strategic involvement.
Average cost by stage:
Not all fractional CFO engagements are the same. Costs increase with the depth of involvement.
Light engagement (lower cost):
Full strategic engagement (higher cost):
CFOs with deep experience in your industry—or those who’ve led M&A, venture fundraising, or turnaround efforts—typically command higher rates.
While it might seem expensive upfront, their expertise often saves money by preventing costly financial missteps.
Many firms—like Rework Capital—use hybrid models, offering flexibility as your needs evolve.
When you invest in a fractional CFO, you’re not just buying hours—you’re gaining executive-level leadership that can:
A strong fractional CFO doesn’t just track your finances—they help drive your growth strategy.
Fractional CFOs provide 80–90% of the strategic value at 20–30% of the cost—making them ideal for companies that need senior leadership but aren’t ready for a full-time hire.
To make the most of your investment:
The fractional CFO cost isn’t just a number—it’s an investment in clarity, confidence, and control.
For growing companies, hiring a fractional CFO means gaining the insight of a seasoned executive without the full-time expense. And that’s the kind of financial strategy that scales with you.
